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Some business owners are hopeful that if they purchase a general liability policy with one million per occurrence and 2 million aggregate limits they will be protected anytime a potential claim situation arises. READ MORE >>

Lean start-up has a buzzword in the industry for the last couple of years.  Although it primarily relates to minimizing the cost to build-out the actual product until you confirm the market, the strategy can sometimes be used with other costs such as human resources and risk management. READ MORE >>

Fast food franchises are a staple of most generations living today.  The oldest fast food franchise was A&W Restaurant which started in 1919 so there is a long risk history with this particular industry. READ MORE >>

Your small business property insurance policy contains provisions which specify how a first party property damage loss will be valued.  Generally the two manners of valuing the loss are replacement cost and actual cash value (ACV).   READ MORE >>

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