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Insurance Design & Placement, Inc. Blog: denver

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Decorating your office or retail space is a great way to bring a more festive atmosphere for both employees and guests.  That said, just as in your house, you have to take care with the decorations to ensure you are not creating a hazardous environment as well. Decorations READ MORE >>

BY ABRAHAM ASFAW EDITED BY SEBRINA HILLARD For some states, Colorado I am talking to you, winter is just a few weeks away.  As you head into this season keep don't be fooled by these insurance myths. FALSE: Your insurance rates won’t go up if road conditions are to blame for the accident READ MORE >>

Releases are great ways to transfer risk at no cost.  Due to this they are essential to nonprofits and to business which sell products or services for which there is an increased, though obvious, risk of injury or damage. READ MORE >>

Many nonprofits believe its directors and officers (D&O) insurance covers the board members for all matters of wrong doing but, just like most other insurance policies, the key is to look at the exclusions.  Just as in most policies, the excluded causes of loss are either outside the scope of the purpose of insurance or covered by other types of insurance. READ MORE >>

Property owners exposures are ramped up during the winter in most states.  Both cold and possible precipitation increase the likelihood of outside slip and fall, fire, and water damage.  Moreover, the holidays increase the number of visitors to these sites and thereby increase the internal slip and falls and theft possibilities as well. READ MORE >>

During the summer volunteers and youth become part of the labor force.  Volunteers and youth don't have the benefit of your company's day to day routine and need special risk consideration. Read more... READ MORE >>

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