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Sometimes knowing what you do not have is just as important as knowing what you do have.  When it comes to small business insurance not all damage to your property is covered.  There are three methods of covering property: Special, Broad, and Basic. READ MORE >>

Friday September 19, 2014 was National POW/MIA Recognition Day.  Although this is primarily seen a a military issue, kidnapping can also be a risk exposure for small businesses, especially start-ups who maybe collaborating and travelling frequently across the globe. READ MORE >>

Data breach, cyber liability, network security are just some of the terms used to describe risks related your customers sensitive personal information.  Recently, this large risk has received much media attention due to the costly breaches of Target and most recently Home Depot. READ MORE >>

Violence and weather in the past 10 years seem more commonplace than they have otherwise been in this century in the Americas.  But these commonplace disasters can devastate or even end our small businesses.  Entrepreneur magazine estimates that an average of 25% of businesses do not recover after a disaster. READ MORE >>

With Mother Nature raging against us, business insurance losses are inevitable even with the best loss control.  Oftentimes when there is a loss, small business owners are in a hurry to get the property repaired.  Although this is well understood, it can sometimes interfere with, and in the most extreme examples, lead to your business insurance claim being denied. READ MORE >>

Most small business owners are thoroughly familiar with general liability because it is the basic coverage often required by landlords, vendors, and clients.  However, there may be some finer points of this coverage that you should consider depending on your industry. Technology Companies and Start-ups READ MORE >>

During the summer volunteers and youth become part of the labor force.  Volunteers and youth don't have the benefit of your company's day to day routine and need special risk consideration. Read more... READ MORE >>

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