June 23, 2014
AgencySmall Business Risk Considerations When Using Volunteers & Youth Labor
During the summer volunteers and youth become part of the labor force. Volunteers and youth don’t have the benefit of […]
September 29, 2014
AgencyCommon Exclusions in Small Business Owners Property Policies
Sometimes knowing what you do not have is just as important as knowing what you do have. When it comes […]
October 8, 2014
AgencyCommon General Liability Exclusions on Small Business Policies
The general liability insurance policy for your small business will likely include bodily injury, property damage, personal injury, and advertising […]
October 17, 2014
AgencySmall Business Actual Cash Value or Replacement Cost
Your small business property insurance policy contains provisions which specify how a first party property damage loss will be valued. […]
October 31, 2014
AgencyHalloween and other Holiday Party Safety Tips
Halloween marks the start of a three months of celebrations, special events, and fundraisers. If your nonprofit or small business […]
November 7, 2014
AgencyInsurance Considerations When Deciding Between Assigning Employee Classification
Deciding and distinguishing between employees and independent contractors is key for many small business decisions including deciding rate of pay, overtime […]
November 14, 2014
AgencySmall Business Saturday Advertising Loss Prevention
Whether its Black Friday, Small Business Saturday, or Cyber Monday a good majority of businesses have amped up their promotions […]
December 5, 2014
AgencyInsurance Considerations for Historic or Older Commercial Buildings
In the insurance industry older buildings are generally seen as liabilities. However, for some business owners older buildings are an […]
December 12, 2014
AgencyFire Prevention for Offices
Electrical fires are one of the top five causes of commercial building fires. Causes of electrical fires are damaged wiring […]
December 19, 2014
AgencyFire Prevention for Restaurants
According to Hartford Insurance, 59% of all restaurant building fires are caused by cooking. The presence of deep fat fryers […]